Money Lesson Single

Is your Cash ISA costing you a fortune?

Over 13 million UK adults keep their ISA in cash, because a cash balance cannot go down. The same money, saved the same way for thirty-five years, ends up somewhere very different depending only on what it was held in.

Employment Expenses ISA Investments

Save it in shares

2 Goals

The same monthly saving, held in a stocks and shares ISA and a taxable investment account beyond it.

Try this plan

Employment Expenses ISA Savings Account

Keep it in cash

2 Goals

The same monthly saving, held in a cash ISA and a savings account beyond it.

Try this plan

Save it in shares Keep it in cash

The same money saved in shares rather than cash leaves you ~£3.4m better off by the end.