Money Lesson
Single
Start investing early
A 30-year-old on £45,000 puts every spare pound into a stocks and shares ISA. How far does three decades of compounding actually get them?
2 Goals
Salary, a workplace pension, and everything spare into a stocks and shares ISA.
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The same salary and workplace pension, but every spare pound stays in the bank instead of being invested.
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Investing from 30
Leaving it in cash
Investing your surplus leaves you ~£3m wealthier over a working life than leaving it in cash.