Money Lesson Single

The 0% window

You moved £6,000 onto a 0% card and the pressure came off. The same debt, planned two ways, shows what those two years are worth if you use them, and what they cost if you do not.

Employment Expenses Credit Card Savings Account

Clear it inside the window

2 Goals

Pay a fixed £260 a month, so the balance is gone before the 0% ends.

Try this plan

Employment Expenses Credit Card Savings Account

Pay the minimum

2 Goals

Leave the direct debit where the card put it, and deal with it later.

Try this plan

Clear it inside the window Pay the minimum

Clearing the card before the offer ends leaves you ~£5.2k better off than letting it revert.