Money Lesson Single

Five percent in crypto

A data engineer of thirty-five is talked at from both sides about whether to own any crypto, and nobody argues about how much.

What does one three year crypto winter cost at a twentieth of her portfolio, at none of it, and at a quarter of it? This is what one bad run costs at each size, not how likely that run is.

Employment Expenses ISA Investments Crypto

A five percent sleeve

2 Goals · 1 What-If

Move a twentieth of today's portfolio into crypto, and leave it alone.

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Employment Expenses ISA Investments

No crypto at all

1 Goal

Keep the whole portfolio in the stocks and shares ISA.

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Employment Expenses ISA Investments Crypto

A quarter in crypto

2 Goals · 1 What-If

Move a quarter of today's portfolio into crypto, and leave it alone.

Try this plan

A five percent sleeve No crypto at all

Riding the whole winter with a five percent sleeve costs ~£19.9k, and that is the entire bill.

A five percent sleeve A quarter in crypto

The same winter, taken at a quarter of the portfolio instead of a twentieth, costs a further ~£80.2k.