Life Story Single

The graduate decade

Rosa is twenty two and in the last term of her degree, owing about £40,000 on a student loan written off after forty years rather than thirty, and holding nothing beyond the last instalment of her maintenance loan.

Ten years later she owns a flat, owes a mortgage, has a pension she has never looked at, and still owes more on the loan than the day she left.

Everything after thirty two here is an ordinary working life carried forward so the chart is honest about how it ends, not a decade anybody authored.

Education Employment Obligations Expenses ISA Savings Account Milestones Property

Rosa, twenty two to ninety

3 Goals

A last term, a first salary, a loan that grows anyway, and a flat at thirty.