Money Lesson
Single
Single
Diversify or hold?
Your shares vest, the tax is already paid, and now you choose: keep the company stock or sell it and buy everything else. The same grants, the same growth, two bad years at the company.
Employment
Equity Compensation
Expenses
Savings Account
ISA
Investments
1 Goal · 1 What-If
Sell each slice as it vests and move the money into an ISA, then a general account.
Try this plan
Employment
Equity Compensation
Expenses
Savings Account
ISA
Investments
1 Goal · 1 What-If
Keep every share and pay the tax due at each vest out of savings.
Try this plan
Sell and diversify
Hold the stock
Hold the stock
Selling each slice as it vests leaves you ~£224.8k better off than holding, once two bad years at your employer land on shares the wider market never touches.
