Money Lesson Single

Trade up, or stay put and invest?

The bigger house is affordable, so the only question left is what it costs. Here is the same person planned both ways, with every fee, tax and higher bill the move actually carries, so you can decide what the extra space is worth to you.

Employment Property Expenses ISA Investments Savings Account

Trade up

3 Goals

Sell the terrace, buy the four bedroom house, and carry the bigger mortgage.

Try this plan

Employment Property Expenses ISA Investments Savings Account

Stay put and invest

3 Goals

Keep the terrace, and let everything the move would have cost compound instead.

Try this plan

Trade up Stay put and invest

Staying put and investing everything the move would have cost leaves you ~£931.9k wealthier, which is the price of the bigger house rather than a verdict on it.